Metro City Bank

Commercial Loan Officer-New Jersey Office Location 상시채용

조회 255 | 스크랩 0 | 등록일 22.09.21 | 신고


  • 재무 담당자


  • 온라인 접수
  • 홈페이지 접수
  • 전화 · 방문
  • 이메일 (fatimasisay@metrocitybank.bank)
  • 4년제 대학 졸업

근무 상세 내용

  • 고용형태: 정규직
  • 급여: 면접 후 결정
  • 지역: 뉴저지
  • 근무요일: 주 5일(월, 화, 수, 목, 금)
  • 근무시간: 09:00 am ~ 06:00 pm


Title: Loan Officer I

Department: Loans

FLSA Code: Non-Exempt 



Perform all duties associated with the loan officer position in originating, underwriting and closing secured and unsecured commercial, SBA, and USDA loans in accordance with established lending objectives, policies and procedures.  Establish, maintain and maximize relationships with existing and potential customers.  Profitably grow loans, deposits and fees.  Analyze and monitor credit quality on all loans to ensure that credit quality standards comply with required standards.


Essential Duties:

  • Analyze and request approval of business, real estate, or SBA loans
  • Specialized at evaluating the financial status of a loan applicant.
  • Responsible for full cycle of loan requests process
  • Promoting safe and sound credit underwriting and prudent lending practices
  • Conducts preliminary evaluation and underwriting of loan application
  • Source, compile, and review financial data, communicate with customers or prospects, and perform analysis to recommend appropriate credit risk, risk ratings and loan structuring.
  • Review past-due reports and follow up as appropriate.
  • Work with bank attorneys to manage all loan closings.
  • Conduct business site visits as needed
  • Place the order for appraisals, credit reports, background checks, reference checks, and other information pertinent to the evaluation of loan applications.
  • Analyze applicant’s financial status, credit, and property evaluations to determine credit worthiness.
  • Counsel customer on the types and terms of loans offered, and which would best meet their credit needs.
  • Make recommendation presentations to credit committee.
  • Perform existing portfolio maintenance including servicing and following up on past dues.
  • Maintain current customer relationships, which include periodic visits and phone calls based on customer needs.
  • Collect on delinquent accounts in a timely manner according to bank guidelines.
  • Develop and negotiate revised loan repayment terms as necessary.
  • Ensure the bank is maintaining proper OFAC compliance on all guarantors before disbursing loan proceeds.
  • Develop and maintain knowledge of position related regulations as well as staying knowledgeable on bank products and services.
  • Maintain compliance with Bank policies and procedures, in addition to federal and state regulations.
  • Perform all duties in compliance with BSA/AML regulations and requirements.
  • Monitor and report all suspicious activity to the BSA officer. 
  • Develop and maintain knowledge of position related regulations as well as staying knowledgeable on bank products and services.
  • Perform all duties in compliance with BSA/AML regulations and requirements
  • Obtains adequate data for CIP on all wire and money instrument transactions
  • Monitors and reports suspicious activity to the BSA Officer


  • To perform the job successfully, an individual should demonstrate the following competencies :
  • Analytical - Collects and researches data.
  • Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Works well in group problem solving situations; Uses reason even when dealing with emotional topics.
  • Technical Skills - Pursues training and development opportunities; Strives to continuously build knowledge and skills.
  • Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service ; Responds to requests for service and assistance; Meets commitments.
  • Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.
  • Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Demonstrates group presentation skills; Participates in meetings.
  • Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information.
  • Teamwork - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed.
  • Business Acumen - Understands business implications of decisions; Demonstrates knowledge of market and competition.
  • Cost Consciousness - Conserves organizational resources.
  • Diversity - Shows respect and sensitivity for cultural differences.
  • Ethics - Treats people with respect; Keeps commitments; Inspires the trust of others; Works with integrity and ethically; Upholds organizational values.
  • Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; Supports organization's goals and values; Benefits organization through outside activities; Supports affirmative action and respects diversity.
  • Judgment - Exhibits sound and accurate judgment; Includes appropriate people in decision-making process.
  • Motivation - Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence.
  • Planning/Organizing - Priorities and plans work activities; Uses time efficiently.
  • Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments.
  • Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Monitors own work to ensure quality.
  • Quantity - Meets productivity standards; Completes work in timely manner; Strives to increase productivity; Works quickly.
  • Safety and Security - Observes safety and security procedures; Reports potentially unsafe conditions ; Uses equipment and materials properly.
  • Adaptability - Adapts to changes in the work environment; Manages competing demands; Able to deal with frequent change, delays, or unexpected events.
  • Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time.
  • Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Commits to long hours of work when necessary to reach goals.; Completes tasks on time or notifies appropriate person with an alternate plan.
  • Initiative - Volunteers readily; Undertakes self-development activities; Seeks increased responsibilities; Asks for and offers help when needed.
  • Innovation - Meets challenges with resourcefulness.

Education/Previous Work Experience:

Bachelors degree (preferably in Finance) or equivalent

Language Skills                                                  

  • Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals
  • Ability to write routine reports and correspondence
  • Ability to speak effectively before customers or employees of organization
  • Bilingual skills in reading writing and speaking - English/Korean

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to stand; walk and reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and color vision.

AAP/EEO Statement:

Metro City Bank is an Equal Employment Opportunity/Affirmative Action Employer with regard to Females, Minorities, Veterans and Disabled Persons.

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

MCB’s Cafeteria plan includes:


  • Medical
  • Dental
  • Vision
  • Disability
  • Life Insurance 2 X Annual
  • Dependent Life Insurance
  • Employee Assistance Program


  • Additional Benefits


  • 401 (K) Plan with 6% match
  • Free Checking Account
  • Safe Deposit Box
  • Vacation - 12 Days Annually
  • Sick Days - 6 Days Annually
  • Personal Days –3 Days Annually

To Apply, Visit Metro City Bank's Career Site: Careers › Metro City Bank

 ********"Covid 19 Vaccine Required", Reasonable Accommodations Will Be Considered.**********

근무 상세 내용

  • 고용형태: 정규직
  • 지역: 뉴저지
  • 근무요일: 주 5일(월, 화, 수, 목, 금)
  • 근무시간: 09:00 am ~ 06:00 pm
  • 급여: 면접 후 결정

접수방법 및 기간

  • 접수방법: 온라인 접수, 홈페이지 접수, 전화 · 방문, 이메일 (fatimasisay@metrocitybank.bank)
  • 접수기간: 상시채용

Metro City Bank


  • 기업명 Metro City Bank
  • 대표자 Fatima Sisay
  • 설립일 -
  • 인사담당자 Valerie Pendergast
  • 업종 Banking
  • 사원수 일반기업
  • 위치 Englewood Cliffs 07632, 333 Sylvan 뉴저지, 미국
  • 담당이메일 humanresources@metrocitybank.bank
  • 전화번호 1 - 4703217547


마감일: 상시채용


지원방법 : 온라인 접수, 홈페이지 접수, 전화 · 방문, 이메일 (fatimasisay@metrocitybank.bank) 즉시지원